The internet is where you can find almost anything imaginable. Many transactions that we used to do over the table can now be done through the internet. Examples of these are online buying and selling, service application, job application, and even elections.

Due to the confidentiality of the information that are being entered online, website administrators need to have a security to give assurance to their customers that every detail entered into their database will remain private. This is where the SSL or Secure Sockets Layer takes place. SSL is a protocol which was developed by Netscape that is used to transmit private documents or sets of information thru the internet. It uses a cryptographic system to encrypt data which will remain private to the recipient of the message. The most common way to know if a site has any encryption enabled is to notice the protocol “http” replaced with “https.”

What are the benefits of SSL?

SLL is an essential certificate for business owners because it offers many benefits both to the consumers and businesses. Here are some of the most important benefits of SSL:

Encrypts Information

The main purpose of having an SSL certificate is to encrypt data so that it can remain private and secure in a way that it can only be read and interpreted by the authorized parties. Confidential information (such as address, phone number or credit card number) that are being submitted via the internet passes through several sets of computer before actually reaching its final destination. You have to take note that the more delay it has to go through, the greater the chance that a third party could obtain necessary information. What the SSL does is to insert random characters into the original content making it different for unauthorized parties to understand. If ever there would be a chance that the information wind up in the wrong hands, it will be incomprehensible, therefore making it useless to anyone without the correct encryption key.

Provides Authentication

As a business owner, of course you want to make sure all private information on your website, which includes customer information, are transmitted to the right server without any interceptions. When you acquire an SSL certificate, you will also be issued with another type of protection called the server certificate. Its duty is to act as a mediator between SSL server and browsers to prove that the SSL certificate provider is trustworthy..

Provides Security for Online Transactions

In the online industry, there is what we call “Payment Card Industry.” It is a Data Security Standard that online business owners (from large industries to small online stores) need to comply with. An online business must have an SSL certificate containing at least 128-bit encryption. The role of the PCI is to verify that the SSL certificate comes from a trusted source. A business site that doesn’t meet the PCI standards won’t be able to allow credit card payments.

Types of SSL: An Overview

It is a fact that there is a dramatic increase in the number of organizations that use SSL Certificates. The different uses of this certificate has several reasons as stated above. There are three types of SSL Certificates that have emerged over time:

Extended Validation (EV)

This is a type of SSL Certificate where the Certificate Authority (CA) examines the applicant’s right to use a specific domain name and thoroughly vets the organization. There are several steps required for a CA before a business can be issued a certificate. This includes verification of the following: legal existence of the entity, identity of entity matches official records, entity has exclusive rights to make use of a specific domain, and entity has proper authorization of the EV SSL Certificate.

Organization Validation (OV)

Just like the EV, this type of certificate also examines the applicant’s right to use a specific domain name and thoroughly vets the organization. When a customer clicks on the Secure Site Seal, it will show the additional company information which gives them the idea on who are behind the site.

Domain Validation (DV)

This type of SSL Certificate also examines the applicant’s right to use a specific domain name. However, there is no thorough vetting of the company information. There is no other information visible on the site other than the encryption information seen in the Secure Site Seal.

It is really important for any online business owners to secure an SSL certificate not only for compliance, but for them to build trust to their customers. Security and reliability are two important factors to consider in any type of business.

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